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RatePath Privacy Policy
Last Updated: January 1, 2026
We Respect Your Privacy
At RatePath, your security is a top priority and we are committed to protecting your privacy online. This Privacy Policy outlines the steps we’ve taken to ensure that you have a great experience on our website and explains how we collect, use, and protect any personal information you submit to us.
Information Collection and Use
We collect and use personal information to respond to your requests for products and services offered through this website. We may also collect information to notify you about products, services, and other opportunities we believe may be of interest to you.
Although some personal information we collect may be publicly available through government records or widely distributed media, all personal information submitted to RatePath is treated as non-public personal information.
Information may be collected from the following sources:
Information you provide in connection with obtaining financial products or services such as mortgage or refinance options (including full name, telephone number, email address, self-assessed property value, and other relevant details).
Information you provide when registering to receive communications from us (such as your email address).
Information you submit through surveys, feedback forms, or other forms hosted on our website or partner pages.
Information you provide when applying for employment with RatePath.
We may also collect demographic information, such as zip code or general location. This information is not tied directly to personally identifiable information.
Additionally, we may receive information about you from third-party service providers for tracking and analytics purposes. We may combine this information with existing data we have about you.
Like many websites, we automatically collect certain technical information when you visit our site. We use cookies and similar technologies to enhance your experience, improve site performance, and present relevant offers. Third-party advertising partners may also use cookies or tracking tags to measure advertising effectiveness. Any information collected in this manner is anonymous.
When you enter sensitive information on our forms, we protect it using industry-standard encryption (SSL).
Information Sharing and Disclosure
We do not sell your personal information. We only share personal information in the following circumstances:
Loan or Financial Service Requests
If you submit a request for a mortgage, refinance, or related financial service, we may share the information you provide (such as your name, contact information, and property details) with licensed lenders, brokers, or service providers in our network solely to process and fulfill your request.
These partners are contractually required to comply with applicable federal and state privacy laws. They may contact you by phone, email, or mail based on the information you submitted, even if you are listed on a federal or state Do Not Call registry.
If you wish to stop communication from a specific lender or broker, you must contact that party directly.
Other Product or Service Requests
If you request non-loan related services, we may share your information with trusted business partners to fulfill your request. You may opt out of future communications by contacting those partners directly.
Vendors and Service Providers
We may share information with vendors who perform services on our behalf, such as marketing distribution, analytics, hosting, or payment processing. These providers are permitted to use your information only to perform services for RatePath and are bound by confidentiality obligations.
Legal Requirements
We may disclose personal information if required to do so by law, subpoena, court order, or governmental request, or if necessary to investigate fraud, enforce our Terms of Use, or protect the safety of users or others.
Business Transfers
If RatePath is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. Any successor entity will be bound by this Privacy Policy unless otherwise disclosed.
Anti-Spam Policy
You will only receive emails from RatePath if you have provided your email address or opted in through a partner. You may unsubscribe at any time using the link in our emails or by contacting us directly.
We require third-party publishers who advertise RatePath services to follow strict anti-spam policies. If any publisher violates these policies, we terminate the relationship.
Cookies and IP Addresses
We use cookies to improve site speed, functionality, and user experience. Cookies are not linked to personally identifiable information.
We also collect IP addresses for security, analytics, and system administration purposes.
Third-Party Cookies
Some advertisers or partners may place cookies on our site. We do not control these cookies, and this Privacy Policy applies only to cookies used by RatePath.
Confidentiality and Security
We take reasonable and appropriate measures to protect your personal information, including:
Limiting access to personal data to authorized personnel only
Maintaining physical, electronic, and procedural safeguards
Using encryption and secure data transmission methods
Changes to Your Personal Information
You may request to update, correct, or delete your personal information by contacting us at:
Opting Out
You may opt out of marketing communications at any time. Please note that transactional or service-related communications may still be sent as part of providing requested services.
Third-Party Links
Our website may contain links to third-party websites. RatePath is not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing personal information.
Children’s Privacy
You must be at least 18 years old to use this website. We do not knowingly collect information from individuals under 18.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of the revised policy.
Contact Information
RatePath
Email: [email protected]
Effective as of January 1, 2026